Term Insurance is a life insurance policy that offers coverage for a fixed number of years - the “term” of the policy. If the insured individual dies when the policy is active, a death benefit is paid to the nominees of the insured individual.

A basic variant of term insurance has no cash value which means, if the insured person survives the term of the policy, the policy does not return any value, with the exceptions of plans like Return on Premium etc.

You can purchase a term insurance policy which can provide a certain corpus to your dependents in event of your demise, they would be able to sustain the same lifestyle or pay off existing liabilities without compromising on their dreams thanks to the sum assured which they would receive from life insurance.

HDFC Life Click 2 Protect Super

A plan that provides you varying cover along with comprehensive protection as per your evolving needs.

UIN: 101N145V01

KEY FEATURES

  • Get back all premiums paid on survival till maturity with Return of Premium option
  • Additional amount payable in case of accidental death during policy term
  • Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
  • Option to choose increasing Death Benefit up to 200% under Life option
  • Option to vary your Death Benefit according to your need under Life Goal option
  • Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
  • Option to choose Additional Cover for Spouse